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Home > Blog > Insurance > Dowd Insurance Agency Blog: insurance
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Dowd Insurance Agency Blog: insurance

View the latest blog posts from Dowd Insurance Agency.

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Wednesday, September 6, 2023

7 Factors Driving Commercial Property Insurance Costs

Several cost-driving trends have contributed to the hard commercial property insurance market. This environment has led to continuous rate increases and other challenging conditions. In these circumstances, it’s crucial for businesses to understand why premiums have been rising. READ MORE >>

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Monday, August 28, 2023

4 Ways Artificial Intelligence Can Help Reduce Workers’ Compensation Expenses

Artificial intelligence (AI) encompasses machines, computer systems and other devices that can simulate human intelligence processes. This technology has the potential to change many aspects of the workplace, especially as it pertains to preventing and managing occupational injuries. READ MORE >>

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Thursday, August 24, 2023

Does My Homeowners Insurance Cover Hurricane Damage

Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. READ MORE >>

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Monday, August 21, 2023

How To Calculate Your Renters Insurance Needs

Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. READ MORE >>

Wednesday, August 16, 2023

Top 7 Home and Auto Insurance Challenges

Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what to ask them. READ MORE >>

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Monday, August 14, 2023

Do You Need Renters Insurance?

Many renters mistakenly believe their landlord’s insurance will pay for losses inside their apartment. Although landlords are typically responsible for the physical structure of rented buildings, their insurance coverage generally won’t cover damage to renters’ personal property. READ MORE >>

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Monday, August 7, 2023

6 Factors Driving Commercial Auto Insurance Costs

The commercial auto insurance space has consistently hardened over the past decade, evidenced by ongoing rate increases, limited capacity and other difficult market conditions. In this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. READ MORE >>

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Monday, July 31, 2023

Why Does Your Business Need Business Interruption Insurance?

The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. READ MORE >>

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Monday, July 31, 2023

Why Does Your Business Need Business Interruption Insurance?

The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. READ MORE >>

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Thursday, July 27, 2023

Mistakes to Avoid When Applying for Auto Insurance

While purchasing auto coverage is an essential loss control measure, you should also understand potential pitfalls that could affect your costs and coverage, potentially leaving you with insufficient financial security in the future.  When applying for auto insurance, avoid the following pitfalls: READ MORE >>

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