Wednesday, November 29, 2023When purchasing or renewing their commercial property insurance, it’s vital for businesses to ensure such coverage includes correct property valuations. Doing so can make all the difference in providing sufficient protection and preventing coinsurance penalties amid covered property losses. READ MORE >>
Monday, November 27, 2023Social engineering refers to a cyberattack method in which a cybercriminal preys on key human behaviors (e.g., trust of authority, fear of conflict and promise of rewards) to obtain unwarranted access to targets’ technology, systems, funds or data. READ MORE >>
Monday, November 20, 2023It’s a common misconception that homeowners or renters insurance policies cover all personal property. Even if they do cover personal items, there is often a financial limit as to what those policies will cover. Sometimes the amount covered is well below the item’s value. READ MORE >>
Thursday, November 16, 2023Auto insurance policies can be complex and confusing. This blog reviews some of the most common auto insurance policy questions. If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. READ MORE >>
Monday, November 13, 2023With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Dowd Insurance Agency is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line. READ MORE >>
Wednesday, November 8, 2023Most people understand that insurance companies have a duty to reimburse insureds for commercial property damage not excluded by their policies. What’s lesser known is that if a loss does occur, insureds also have duties they owe to their insurance company. READ MORE >>
Monday, November 6, 2023Quick response (QR) codes are a popular marketing, sales, payment and customer service tool for several businesses. However, as the presence of QR codes has become more prevalent, malicious actors have found ways to use them in phishing attacks and to spread malware. READ MORE >>
Friday, November 3, 2023 Insurance policies are often filled with terms that can be difficult to understand, particularly for the average insurance buyer. Of these terms, “named perils” and “open perils” are some of the easiest to confuse. READ MORE >>
Monday, October 23, 2023 Cyber threats are an ever-present concern across businesses, non-profits and public entities with organizations of all sizes often targeted by advanced and evolving attacks. The annual Travelers Risk Index shows cybersecurity persistently remains a top concern. READ MORE >>
Wednesday, October 18, 2023Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In fact, according to industry data, secondary perils have consistently accounted for over 50% of insured natural disaster losses in recent years. READ MORE >>
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