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Home > Blog > Insurance > Dowd Insurance Agency Blog: insurance
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Dowd Insurance Agency Blog: insurance

View the latest blog posts from Dowd Insurance Agency.

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Thursday, October 12, 2023

What Is The Difference Between Commercial Excess Liability And Umbrella Insurance?

Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability and commercial auto insurance—have been exhausted. READ MORE >>

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Friday, October 6, 2023

Are You Properly Protected Against Your Liability Risks?

Hosting events at our homes, such as cookouts and seasonal celebrations, can be enjoyable and rewarding. While these events can be a lot of fun, they can also increase your liability risk, particularly if you have a pool or other attractive nuisances on your property. Understand Your Homeowners Liability Limits READ MORE >>

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Thursday, September 28, 2023

How To Reduce Director and Officers Liabilities Through Proper Board Orientation

Best Practices for Board Orientation The board of directors plays a vital role in maintaining the organizational structure of a company. This elected group oversees the organization’s activities and meets periodically to discuss and vote on business affairs. READ MORE >>

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Monday, September 25, 2023

4 Things Every Renter Needs to Know About Renters Insurance

Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you're a longtime renter or starting out in your first place, renters insurance policies provide important benefits and coverage. READ MORE >>

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Wednesday, September 20, 2023

Why home and auto insurance rates are continuing to rise in 2023

Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. READ MORE >>

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Monday, September 18, 2023

Protecting Your Business From Power Surges

Power surges, which are sudden spikes in electrical voltage, can wreak havoc on business equipment and systems. While they may seem like minor inconveniences, power surges can have a significant impact on a business’s bottom line. READ MORE >>

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Thursday, September 14, 2023

How To Insure Your Home for Its Correct Value

If trouble befalls your home or personal property, it can be devastating to learn that insurance won't cover all the necessary costs. Help avoid this situation by insuring your home for its correct value. This video discusses the difference between replacement cost and actual cash value as it pertains to home insurance. READ MORE >>

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Monday, September 11, 2023

Why Life Insurance Is Worth Your While at Any Age

You may have heard of life insurance and thought you don’t need it, especially if you’re still young and don’t have any dependents. And yes, it can be considered an extra monthly or yearly cost, but it’s worth your while not only when you’re young, but as the years pass and your financial investments and dependents multiply. READ MORE >>

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Thursday, September 7, 2023

Navigating Commercial Property Claims

GUIDE TO NAVIGATING COMMERCIAL PROPERTY CLAIMS Introduction  In the event of a catastrophic commercial property loss, the process of getting your business back up and running can be overwhelming. Although infrequent, these types of claims can severely impact operations, earnings, team members and the company’s reputation. READ MORE >>

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Thursday, September 7, 2023

Why Homeowners Insurance Premiums Are Rising and What You Can Do

Many people have seen their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims. READ MORE >>

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