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Home > Blog > Insurance > Dowd Insurance Agency Blog: insurance
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Dowd Insurance Agency Blog: insurance

View the latest blog posts from Dowd Insurance Agency.

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Thursday, January 6, 2022

Calculating Your Renters Insurance Needs

Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. READ MORE >>

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Thursday, December 16, 2021

How Much Life Insurance Do I Need?

If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics. The Basics of Life Insurance READ MORE >>

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Tuesday, October 5, 2021

How To Reduce Risk And Liabilities Through Proper Board Orientation

Best Practices for Board Orientation   The board of directors plays a vital role in establishing and maintaining the organizational structure of a nonprofit. This elected group oversees the organization’s activities and meets periodically to discuss and vote on business affairs.   READ MORE >>

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Thursday, September 30, 2021

What are the leading causes of roof failures?

Roofing systems are more complex than meets the eye and can sustain significant damage if they are not properly updated and maintained as they age. When assessing the structural integrity of a building’s roofing, the main concern is the age of the roof itself, not the building’s age. READ MORE >>

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Tuesday, August 31, 2021

How To Reduce Workers’ Compensation Costs

Five Strategies for Reducing Workers’ Compensation Costs  When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. READ MORE >>

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Monday, August 23, 2021

What is a single-loss deductible and how does it work?

Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected.   If you have two or more separate types of insurance from the same company or have purchased a bundled insurance pa... READ MORE >>

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Tuesday, August 17, 2021

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. READ MORE >>

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Friday, August 13, 2021

Factors That Affect Your Life Insurance Premiums

Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history of underlying medical conditions. While some aspects of your life insurance expenses are out of your control, modifying certain lifestyle factors can help reduce your premium, in addition to making you healthier. READ MORE >>

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Tuesday, August 3, 2021

Know Your Limits. Is Your Coverage Enough

Does your business have the right coverage? Losses from cyber attacks, employment practices liability or D&O claims can be detrimental to your business if you don’t have enough of the right coverage. The following is a review of a number of recent severe insurance business losses related to various lines of business. READ MORE >>

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Wednesday, July 28, 2021

The Importance of Builders Risk Insurance

While being involved in the construction process for a new building or structure is exciting, it also carries numerous risks. After all, a wide range of events could threaten the success of such a project—potentially resulting in property damage and costly delays. READ MORE >>

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