Monday, November 20, 2023It’s a common misconception that homeowners or renters insurance policies cover all personal property. Even if they do cover personal items, there is often a financial limit as to what those policies will cover. Sometimes the amount covered is well below the item’s value. READ MORE >>
Friday, November 3, 2023 Insurance policies are often filled with terms that can be difficult to understand, particularly for the average insurance buyer. Of these terms, “named perils” and “open perils” are some of the easiest to confuse. READ MORE >>
Sunday, October 8, 2023The National Fire Protection Association’s (NFPA) Fire Prevention Week runs from Oct. 8-14 this year. Since 1922, this annual campaign has aimed to help people across the United States understand and implement fire safety awareness tips. READ MORE >>
Friday, October 6, 2023Hosting events at our homes, such as cookouts and seasonal celebrations, can be enjoyable and rewarding. While these events can be a lot of fun, they can also increase your liability risk, particularly if you have a pool or other attractive nuisances on your property. Understand Your Homeowners Liability Limits READ MORE >>
Wednesday, September 20, 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. READ MORE >>
Thursday, September 14, 2023If trouble befalls your home or personal property, it can be devastating to learn that insurance won't cover all the necessary costs. Help avoid this situation by insuring your home for its correct value. This video discusses the difference between replacement cost and actual cash value as it pertains to home insurance. READ MORE >>
Thursday, September 7, 2023Many people have seen their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims. READ MORE >>
Thursday, August 24, 2023Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. READ MORE >>
Wednesday, August 16, 2023Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what to ask them. READ MORE >>
Monday, June 26, 2023Home insurance is based on the cost to rebuild and replace your home, not its market value. While market value is the amount your home is worth on the housing market, your home insurance coverage limit is based on the estimated cost to rebuild your home: the cost to repair, rebuild or replace what you had before, using materials of similar type and quality. READ MORE >>
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