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Home > Blog > Dowd Insurance Agency Blog Page 5
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Dowd Insurance Agency Blog Page 5

View the latest blog posts from Dowd Insurance Agency.

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Monday, July 10, 2023

Why Is Third-Party Employment Practices Liability Insurance Important?

In our increasingly litigious society, the threat of a lawsuit hangs over every business transaction, large or small. Even employers who adhere to the letter of the law at all times are likely be sued by an aggrieved employee or customer at some point. While many suits are groundless, defending against them is costly and time consuming. READ MORE >>

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Thursday, July 6, 2023

Enjoying Safe Trips In Your RV

While recreational vehicles (RVs) may provide a flexible and convenient way of exploring the world, they can also be dangerous. Before embarking on a journey in your RV, consider the following safety tips: Practice driving. Piloting an RV may be very different from driving a car. READ MORE >>

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Sunday, July 2, 2023

4th of July Holiday Fireworks Safety

Using Fireworks Safely Even mild fireworks—such as sparklers—can get hot enough to burn through clothing. To prevent burn injuries, exercise extreme caution when lighting and holding fireworks, and monitor your children closely while celebrating. Keep reading for more firework safety tips. READ MORE >>

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Wednesday, June 28, 2023

What Is Insurance And Why Is It So Important?

We all have been advised to buy insurance more than once – for life, health, and even for buying a new car or starting a new business. But, often we shy away from buying insurance, thinking why do I need to buy a life or health insurance being a young and healthy person? READ MORE >>

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Monday, June 26, 2023

Understanding Home Replacement Cost and How It Affects Insurance Premiums

Home insurance is based on the cost to rebuild and replace your home, not its market value. While market value is the amount your home is worth on the housing market, your home insurance coverage limit is based on the estimated cost to rebuild your home: the cost to repair, rebuild or replace what you had before, using materials of similar type and quality. READ MORE >>

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Monday, June 26, 2023

How To Prevent Vehicle Theft

The National Highway Traffic Safety Administration (NHTSA) reports that vehicle thefts in the United States are on the rise, with more than 1 million motor vehicles stolen in 2022—a 25% increase from previous years. READ MORE >>

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Thursday, June 22, 2023

How Contractual Risk Transfer Can Help Businesses Reduce Insurance Claims

Contractual risk transfer (CRT) is a risk management technique that allows a business to shift potential liability to another party through a noninsurance contract or agreement. This mechanism aims to transfer risk to the party that is better equipped to manage and control it. READ MORE >>

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Thursday, June 22, 2023

How Contractual Risk Transfer Can Help Businesses Reduce Insurance Claims

Contractual risk transfer (CRT) is a risk management technique that allows a business to shift potential liability to another party through a noninsurance contract or agreement. This mechanism aims to transfer risk to the party that is better equipped to manage and control it. READ MORE >>

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Friday, June 16, 2023

How Cybercriminals Are Weaponizing Artificial Intelligence

The past few years have seen artificial intelligence (AI) surge in popularity among both businesses and individuals. Such technology encompasses machines, computer systems and other devices that can simulate human intelligence processes. READ MORE >>

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Thursday, June 15, 2023

Understanding Management Liability Insurance

Management liability insurance is a crucial component of an organization’s insurance portfolio, as it can provide coverage for a business and its leaders. Running a business entails a multitude of responsibilities and decisions. Whether they are making strategic choices or overseeing daily operations, business leaders are exposed to numerous risks. READ MORE >>

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