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Dowd Insurance Agency Blog Page 4

View the latest blog posts from Dowd Insurance Agency.

Wednesday, August 16, 2023

Top 7 Home and Auto Insurance Challenges

Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what to ask them. READ MORE >>

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Monday, August 14, 2023

Do You Need Renters Insurance?

Many renters mistakenly believe their landlord’s insurance will pay for losses inside their apartment. Although landlords are typically responsible for the physical structure of rented buildings, their insurance coverage generally won’t cover damage to renters’ personal property. READ MORE >>

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Wednesday, August 9, 2023

Does Your Business Need Rental Car Insurance?

Rental Car Insurance Considerations When it comes to renting vehicles for business use, it’s important to understand your coverage options to smooth out any surprise bumps in the road. Since coverage varies from one rental agency to the next, it’s important to know the risks and how to protect against them. READ MORE >>

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Monday, August 7, 2023

6 Factors Driving Commercial Auto Insurance Costs

The commercial auto insurance space has consistently hardened over the past decade, evidenced by ongoing rate increases, limited capacity and other difficult market conditions. In this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. READ MORE >>

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Monday, July 31, 2023

Why Does Your Business Need Business Interruption Insurance?

The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. READ MORE >>

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Monday, July 31, 2023

Why Does Your Business Need Business Interruption Insurance?

The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. READ MORE >>

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Thursday, July 27, 2023

Mistakes to Avoid When Applying for Auto Insurance

While purchasing auto coverage is an essential loss control measure, you should also understand potential pitfalls that could affect your costs and coverage, potentially leaving you with insufficient financial security in the future.  When applying for auto insurance, avoid the following pitfalls: READ MORE >>

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Thursday, July 20, 2023

How To Assess Your Business’ Cyber Risks

With cyber attacks becoming more frequent, there’s a growing chance that a business like yours will suffer a data breach or computer attack. It’s rare to find a small business that doesn’t conduct at least some of its transactions and communications online. READ MORE >>

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Monday, July 17, 2023

July Is Vehicle Theft Prevention Month

Vehicle theft has soared in the United States in recent years. In 2022, vehicle thefts surpassed 1,000,000—a 25% increase from previous years. This equates to roughly one vehicle stolen every 32 seconds in the United States. To help drivers keep their vehicles safe, the U.S. READ MORE >>

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Wednesday, July 12, 2023

How Does The Experience Modification Factor Affect Your Workers Comp Premiums?

Understanding the Experience Modification Factor Workers’ compensation insurance is a crucial component of protecting employees in the event of work-related injuries or illnesses. It provides medical benefits, wage replacement, and other necessary resources to injured workers while also safeguarding employers from costly lawsuits. READ MORE >>

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