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Home > Blog > Dowd Insurance Agency Blog Page 18
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Dowd Insurance Agency Blog Page 18

View the latest blog posts from Dowd Insurance Agency.

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Thursday, September 9, 2021

How To Eliminate Household Radon Dangers

Radon is a naturally occurring, radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since a typical home’s air pressure is lower than the pressure in the soil around its foundation, the home can act like a vacuum and draw radon in through any cracks or gaps within its foundation. READ MORE >>

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Wednesday, September 1, 2021

Preparing for Workplace Emergencies

September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected. READ MORE >>

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Tuesday, August 31, 2021

How To Reduce Workers’ Compensation Costs

Five Strategies for Reducing Workers’ Compensation Costs  When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. READ MORE >>

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Monday, August 30, 2021

MAJ Harvey Storms, Korean War Vet, finally laid to rest 70 years after being KIA

By Will Dowd (Will, Tom’s son, is a Major in the USAF currently stationed in Hawaii at US Indo-Pacific Command)   July 27th was the 68th National Korean War Armistice Day. For the first time, that meant something to me. You see, I had just return from a very unique mission, and found myself surprisingly linked to that day of remembrance. READ MORE >>

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Friday, August 27, 2021

What’s Better - Caffeine or Sleep?

A new study in the Journal of Experimental Psychology tested how caffeine and sleep can impact your day and overall effectiveness at completing tasks. Experts revealed that caffeine can help you stay awake if you’re sleep-deprived, but it likely won’t improve your performance on tasks. READ MORE >>

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Wednesday, August 25, 2021

What Are The Pros and Cons of Run-Flat Tires?

Many vehicles are now equipped with run-flat tires. These tires let you continue driving for nearly 100 miles after a tire puncture or blowout occurs. Such tires allow you extra time to get to a safe, convenient location for a tow or tire replacement. Run-flat tires generally function like regular tires, with a few notable differences. READ MORE >>

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Monday, August 23, 2021

What is a single-loss deductible and how does it work?

Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected.   If you have two or more separate types of insurance from the same company or have purchased a bundled insurance pa... READ MORE >>

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Tuesday, August 17, 2021

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. READ MORE >>

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Friday, August 13, 2021

Factors That Affect Your Life Insurance Premiums

Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history of underlying medical conditions. While some aspects of your life insurance expenses are out of your control, modifying certain lifestyle factors can help reduce your premium, in addition to making you healthier. READ MORE >>

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Tuesday, August 10, 2021

Minimizing Back Pain at Work

According to the Bureau of Labor Statistics, back injuries account for almost 20% of all injuries and illnesses in the workplace, with only the common cold taking up more sick days. As an individual gets older, they are more likely to experience back pain. READ MORE >>

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